Your home is an investment, and if you live in the northeast you know it takes regular maintenance and upkeep to ensure it holds its value. During the winter months, you may find ice damage or other issues from the cold weather. Our public insurance adjusters in Peabody, MA, are here to help you file ice damage insurance claims, winter insurance claims and review any other damages that your house may have undergone. Our goal here is simple — to work with the insurance company for you to ensure you get the full amount that you’re entitled to. This way, when you file a homeowner’s insurance claim for roof leaks or ice damage, you can rest assured you’ll have the expertise of our insurance adjusters on your side.

Is Ice Damage Covered By Homeowner’s Insurance?

Most homeowner’s insurance policies will cover winter weather damage from ice dams, leaky roofs from melting snow and other concerns. However, coverage does not usually extend to your personal belongings within your home. If you notice a leaky roof due to ice or hail, it’s important to get that appraised and fixed as soon as possible.

Are Frozen Pipes Covered by Homeowner’s Insurance In Massachusetts?

When the winter weather really settles in and temperatures drop below zero, frozen and burst pipes are on many people’s minds. You may be eligible for an insurance claim for frozen pipes, but oftentimes only if the temperature within the house is maintained at a certain level. If your boiler breaks down and the heat goes out, you’ll need to make sure you get that sorted out quickly.

Will Insurance Cover Me If My Roof Collapses?

Ice and snow buildup on your roof could eventually cause it to collapse. Homeowner’s insurance policies in Massachusetts can not only cover the cost of repairs for a collapsed roof, but also reasonable living expenses while your home is being repaired. If you’re unsure of what your policy will specifically pay out, you can contact someone from our team to review what you’re eligible for.